About us

Who we are and what we do

Integrity Investments Ltd. is based in Caterham, Surrey, and provides an end to end, hands free service to busy and discerning property investors. We help investors get a great return on their money and help people who need to sell their property quickly. We also rent and buy properties for refurbishment & resale or for our own portfolio.

Our goal is to make your money work hard for you, so that you don't have to.

Your most precious resource is time, and we can help you save it. We have the knowledge, experience and contacts to do this efficiently on your behalf.

Think of us as your Personal Property shopper.

We specialise in sourcing and acquiring Buy to Let and HMO properties, primarily in Surrey, Croydon and surrounding areas such as Purley, Sanderstead, Whyteleafe, Coulsdon, Caterham and Oxted. With our wide network of professional contacts, we can source properties across the UK.

Integrity:- “adherence to moral and ethical principles; soundness of moral character; honesty”.

Hence the carefully chosen name for our company.

Our Services

Identify a suitable property in a high rental demand area, to meet your investment criteria
Secure the property for you, at the most competitive price
Introduction to specialist Mortgage Broker, Solicitor and a Property Letting agent
Case Management: following up with your mortgage broker and solicitor right up to the point of Exchange and Completion
Rent and buy investment properties

How We Work

The infographic below summarises how we work
Step 1. Enquiry

Thank you for taking the time to contact us and make an appointment.

Step 2. No obligation meeting

Understand your Investment Criteria & expectations; showcase our services & examples. Responsibilities & fees agreed.

Step 3. Research

Extensive Research; high rental demand area; maximise Rental Yield; match Investment Criteria; negotiate price with seller/representative.

Step 4. Our Recommendations

Present Property to you; arrange viewing. You confirm approval. Sale agreed (subject to contract).

Step 5. Mortgage application

Introduction to specialist Mortgage Advisor. Mortgage application and documents submitted. Valuation completed by surveyor. Lender issues Mortgage Offer.

Step 6. Conveyancing

Introduction to Specialist Solicitor. Support & follow up to expedite Conveyancing. Searches requested, Enquiries conducted by Solicitor.

Step 7. Contract

Contract and Completion statement issued when solicitor is satisfied with the Title and property.

Step 8. Exchange & drawdown

Deposit paid to your solicitor. Contract is Exchanged with seller’s solicitor. Lender transfers funds to your solicitor (Drawdown).

Step 9. Completion

Completion. Seller, Stamp Duty and solicitor are paid. Legal ownership to the property is transferred to you.

Step 10. Property is let

Introduction to Letting Agent if required. AST Tenancy agreement signed, deposit secured, keys handed to tenant. Property managed by Letting Agent if required. Rent collected and paid over to you.

Message from the Director

Rajan Sharma


I am a Chartered Accountant and have worked most of my life in the Audit and Corporate Finance teams of multinationals and blue chip companies such as Price Waterhouse, Superdrug, Savers, Cargill Inc and CBRE. Soon after emigrating to England in 2005, I learnt how to acquire properties in England and bought our family house in 2006. Since then, I got involved in investment properties and helped friends and family to buy them.

My passion has now been formalised into Integrity Investments, to provide a professional, high quality and ethical service to both new and experienced property investors. I have been through intensive, formal training by a team of consultants whose companies have sold over £62 million worth of properties over the last ten years alone! We work with a small group of carefully selected clients at any one time, to ensure we give them close personal attention. Please contact us for a no obligation, strategic call to discuss your investment goals and how we can help you achieve them.

Testimonials from some of our happy clients

Shyam Bhatt
Rajan helped me source and secure my third investment property in Milton Keynes, within budget and which met my investment criteria. I am very pleased with the fast and efficient service provided and would highly recommend him to any property investor!
Mandip Kalsi
As a Buy to Let investor, I can highly recommend Rajan, with his expertise and knowledge, on my upcoming property investments in the London Borough of Croydon
George Williams
Rajan was extremely helpful and knowledgeable in helping me find and acquire a Buy to Let investment property. It fully met my criteria and I found the whole process very smooth. I would recommend his services to anyone interested in buying investment properties!

Illustrative Examples

Illustrative Example
Victory Lane, Milton Keynes
3 Bed Terraced House
Purchase Price
Deposit: 25%
Buying Costs
Refurbishment Costs
Total Project Cost
Cash Invested
Gross monthy rental
Gross annual rental
Rental Yield
Return on Cash Invested (ROI)
Illustrative Example
New Addington, Croydon
3 Bed End Terrace House
Purchase Price
Deposit: 25%
Buying Costs
Refurbishment Costs
Total Project Cost
Cash Invested
Gross monthy rental
Gross annual rental
Rental Yield
Return on Cash Invested (ROI)

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